The opportunity for freelancers and independent workers to link their professional account to the direct payment system for free ends tomorrow, Monday, September 2 (in Greece, the IRIS system currently operates).
For debtors who do not register with IRIS by the end of the deadline, fine of 1,500 euros. Messages are sent by AADE to debtors who have not yet connected.
By connecting them to the service, through a simple and quick process that takes just a few minutes and a few clicks on your cell phone or computer, Professionals can accept direct payments from their clients with significantly reduced commission costs or no costs at all. It should be noted that opening a new account is not mandatory, but can be used to register for the service. one of the declared accounts already existing in the AADE Professional Accounts Registry.
It is noted that to date, approximately 500,000 freelancers and self-employed workers have registered with the service, although lately there has been rapid increase in enrollments (In the previous three weeks, in fact, more than 100,000 registrations were completed).
Step-by-step registration with just a few clicks and in the minimum amount of time
Activating the service is quick and easy, without having to visit any bank or service, through the web banking or mobile banking of cooperating banks 24 hours a day, 7 days a week.
Through your bank’s Internet Banking, the professional in just a few steps:
- Select the IRIS Payments service in the Internet Banking Services section.
- Declares the identifier to its customers (TIN).
- Connect the business account to which the money received through IRIS Payments will be credited.
- When you complete your registration on the service, a unique commercial QR code is generated, which you can share with your customers to scan and make payments to your business.
Remember that the IVAN that professionals and freelancers will choose during their registration must have been declared in the AADE Professional Accounts Registry, on the myAADE digital portal (myaade.gov.gr) in Applications > Tax Services > Business Account.
12 banks provide the service
A total of 12 banks now provide the service: Alpha Bank, National Bank, Eurobank, Piraeus Bank, Cooperative Bank of Epirus, Viva.com, Optima Bank, Attica Bank, Pankritia Bank, Cooperative Bank of Thessaly, Cooperative Bank of Karditsa and Cooperative Bank of Chania.
Stakeholders can be informed in detail about the banks that offer the IRIS payment service for professionals through the official website of DIAS SA, choosing the bank they work with on the way Services > For Companies > IRIS direct payments to individual professionals/companies and be informed by the bank on how to activate.
Important benefits for citizens and professionals
Joining the instant payment service offers professionals a series of important benefits, such as:
Easy payment collection without the need for the customer to be present and without additional equipment (POS).
- Immediate availability of receipts to the business account 24 hours a day and immediate information via SMS or push notification. Professionals receive the money instantly (within 2 seconds), even if the bank they work with is different from the client’s bank.
- Transaction Security: Transactions are carried out in the banks’ secure mobile banking environment and using biometric data.
- Low cost of using the service: The cost of using the service is extremely low or non-existent and ranges from 0% to 0.50% of the transaction value. In other words, it is significantly lower if the same transaction is carried out using POS.
It is noted that the limit of 500 euros per day for transactions through IRIS is applied per client and not to the total amount of payments that the professional can receive within 24 hours. For example, a professional can receive 4 payments of 500 euros each in one day (for a total of 2,000 euros).
Additionally, citizens who subscribe to the service benefit from absolutely free transactions, (whether between citizens or for payments to professionals), easy, fast and secure payment, without IVAN, without card and without cash, just via mobile phone.